3. Unless otherwise noted, all material on this website is copyright © 2012 Transact Payments Pty Ltd ACN: 150 098 203 (“Transact Payments”). It may not be reproduced in whole or part without the express permission of Transact Payments. All trademarks appearing on this website are the intellectual property of their respective owners.
4. You agree not to transfer, or attempt to transfer, any material, viruses or code to the Transact Payments website that could cause damage or harm to the website or in any way impede the security of the website. You may not attempt to alter the website.
5. In relation to your use of or participation in any interactive facility associated with the website (eg blogs, forums) you agree to the following:
(i) You are legally responsible for all content you submit to the website.
(ii) All content and material published on the website is at Transact Payments’ sole discretion. Transact Payments reserves the right to refuse access to any person or edit or delete material posted by any person for any reason without notice.
(iii) Transact Payments may in its absolute discretion remove, alter or block any material submitted to the website by you, and Transact Payments may terminate, suspend or restrict your access or use of part or all of the website.
(iv) You must not:
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Transact Payments does not send “spam” unsolicited email. We will only contact you if you have authorised us to do so. We use these messages to provide you with information about our products and services. We may contact you to ask your opinion on our website features or processes.
At Transact Payments, information is the cornerstone of our ability to provide superior service and our most important asset is your trust. The Privacy Act 1988 regulates the way Transact Payments uses personal information provided about you. Personal Information includes any information from which you can be reasonably identified. This statement explains your privacy rights and our rights and obligations in relation to your personal information. Should you have any queries with regards to this policy, you may contact Transact Payments using our details provided in the Customer Service section below.
First Class Capital collects personal information that is necessary for us to process your application, maintain your home loan, allow us to identify you and deliver the benefits of the home loan to you and keep you informed about other products, services and special offers that may be of interest to you. Parts of the information we have requested is required by the Financial Transaction Reports Act 1988. If all or part of the information requested in the Application Form is not provided then we may not be able to process your application.
To assist us in providing the best possible service to you, we may disclose to and exchange your personal information with the following organisations: Transact Payments Pty Ltd and all of its related bodies corporate, franchisees of Transact Payments Pty Ltd (the ‘Parties’) as well as anyone (a ‘Service Provider’) that the Parties engage to do something on their behalf. A Party might also give any information to entities other than another Party and the Service Providers where it is required or allowed by law or where you have otherwise consented. Should you require any further information in relation to the identity of any of the Parties, Service Providers or other entities information is provided to or how they use or disclose your personal information please contact Transact Payments Privacy Officer using our Customer Service details listed below.
You have a right to access your personal information held by Transact Payments. Should you require such access, please contact us as per the Customer Service details below and we will send to you a Request for Personal Information Form. We may charge a fee depending upon the type and quantity of information provided.
Transact Payments or our alliance partners will keep you informed about products, services and other special offers that may be of interest to you. However, if you do not wish these offers to be communicated to you, you can notify us using our Customer Service details listed below.
If you have any queries or concerns please contact Transact Payments Privacy Officer care of any of the following details:
Office : Level 12, 50 Margaret Street, Sydney, NSW 2000
Postal : PO Box H173, Australia Square, Sydney, NSW 1215
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